How to pay for major repairs through Sberbank online

Who is required to pay for major repairs?

If you own any premises in an apartment building, you are required to pay money for major repairs of apartment buildings.

Payment is not imposed on:

homeowners in houses located on land plots for which the authorized bodies have made a decision on the alienation (seizure) of this plot for state or municipal needs;
tenants (tenants) of municipal housing.

ATTENTION! Owners of apartments in buildings in emergency technical condition (provided there is a regulatory act recognizing the building as unsafe and subject to demolition).

How to calculate the amount of contributions for major repairs?

Each region independently determines the minimum monthly contribution by its own regulations.

When calculating it, the total amount of funds required to carry out all major repairs of apartment buildings participating in the regional program is taken into account, but the financial capabilities of the region’s residents are also important.

IMPORTANT! Residents of an apartment building may even decide to increase the amount of payment for major repairs.

If more than 2/3 of the total number of owners vote for this decision, it will be binding on all owners of premises in this building.

With additional money, you can carry out types of work beyond those previously planned.

The monthly payment amount will be calculated based on the area of the premises and the applicable contribution for your region/house.

For example: Mandatory payments for the overhaul of a house with an area of 60 m2 in Moscow will be 900 rubles per month, in Vologda - 396 rubles, and in St. Petersburg - only 150 rubles.

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Failure to pay contributions for capital repairs

Knowledge of the payment mechanism does not guarantee that the owner will in good faith pay a certain amount within the specified period. But the law strictly regulates these issues, since payment of fees is an obligation, not a wish of the owner. Accumulated debts for this type of utility services will inevitably lead to undesirable consequences. The state has established the following penalties for this type of offense:

penalties are charged, which are calculated from the thirty-first day the debt arose. They amount to one three hundredth of the total debt;
If there is a debt for a period of six months, legal proceedings begin.

Information

It is worth understanding that bringing it to trial threatens not only the payment of the debt for major repairs, but also the reimbursement of legal expenses and payment for the activities of bailiffs.

How to find out the personal account of the capital repair fund?

By contacting the management company or regional operator with a written application, you can obtain information about your personal account.

The regional operator, as well as the management company, upon individual request, are obliged to provide homeowners with all available information about the receipt and expenditure of funds for a particular home.

Payment for major housing repairs is paid monthly, before the 10th, unless otherwise provided by regional legislation.

IMPORTANT! The invoice for major repairs of an apartment building below contains a table with data for a specific house: how much was accrued and paid to the capital repair fund, what is the total debt.

All information is given on an accrual basis, that is, the payer always has the opportunity to find out how much money has been contributed for the major repairs of his home.

How to pay for major repairs?

Many clients have long mastered the skills of making payments in their personal online banking account, and paying in favor of the capital repair fund will not be difficult and will only take a few minutes. For “beginners”, the presented instructions will be an excellent assistant in carrying out this operation and will simplify the payment for major repairs in the future.

Enter your ID and password. If you are not a registered user, please register.

In the main menu, select a card that has enough funds to write off funds in favor of the recipient and click “Pay.”

In the “Housing and communal services and home telephone” section, select “Rent”.

You can also use the search for the desired organization by name, tax identification number and current account, which are included in the payment receipt.

By specifying your region, you will shorten the list of names of payment recipients.

Next, click on the icon with the desired organization.

At the stage of filling out the details, you must indicate the personal account number from the receipt.

If you find it difficult to find the account number in the payment document, use the system prompt - click “show” on the sample receipt example. Then, click “Continue” and an automatic request for data will occur to the payment recipient by personal account number.

It is mandatory to check the payment details (full name of the apartment owner and address) and indicate the amount to be written off.

For security purposes, making transactions through the Sberbank Online system, each payment in favor of organizations must be confirmed with a password.

There are two ways:

Entering a five-digit code received via SMS from Sberbank at the time of the transaction (within 5 minutes).
Entering a one-time password from a receipt printed in the terminal.

Select the one that is convenient for you and complete the operation.

Make sure that the payment has been completed - the “Completed” stamp will appear on the screen. And in the future, the transaction will be reflected in the payment history.

The following functions will be available here:

Printing a check. In order to print confirmation of payment for major repairs, you need to click on the printer icon.
Save as template. Payments to the capital repair fund are made regularly: once a month, quarter, year.

For your convenience in future payments for major repairs, you can save payment parameters in your personal account. To do this, follow these steps:

Click on the "Save as Template" icon.
Come up with a name and click “Save”.
Confirm the operation with a password.

The template will be located in the Personal Menu - My Templates.

Repeat payment. If you have several receipts for major repairs, you can click on repeat and you will return to the initial stage of filling out the details.

You can also connect a free one, which will allow you to pay bills automatically. In other words, you instruct the bank to pay any payment, including for major repairs, and set certain parameters in accordance with which the payment will be executed. You can control your auto payment via SMS notifications from the bank.

How to check your debt?

You can access this information in the following ways:

in a receipt printed on paper, which each contribution payer receives monthly;
in the management company (regional operator) (phone call, written request or official website to the capital repair fund);
to the MFC by filling out the appropriate application;
through the “Personal Account of the Housing and Public Utilities Subscriber”.

How to pay for major repairs through State Services

Payment for major repairs through State Services will be simplified if you correctly enter the location in the user’s personal data. This will allow you to quickly select a contribution recipient in your region. On the portal, a citizen can pay fees:

from a bank account;
via mobile operator
electronic wallet.

This is indicated when choosing a payment method. To make a translation you should:

Enter the “Apartment, Construction and Land” section.
ABOUT.
Select the “Get service” operation.
Find the desired fund branch.
Specify your personal account.
Check the information about the recipient of the money in the window that opens with the receipt data.
Enter information about the payer.
Enter the payment amount.
Select payment method.
Indicate your bank card, e-wallet or phone number.

How to pay contributions to the capital repair fund?

Today there are many ways to pay any mandatory payments, including contributions for major repairs. These include:

payment through a bank (including self-service terminals, execution of standing orders and automatic payments);
payment via the Internet (online banking services);
payment through Russian Post post offices;
payment through specialized payment acceptance centers;
through the personal account of the regional capital repair fund.

How to pay for major repairs through a Sberbank ATM

To transfer money through an ATM, you must prepare a plastic card and a receipt. This is followed by:

In the main menu, select the “Payments and Transfers” section.
In the next window, press the “Utilities” button.
Transfer information from a receipt manually or read from a barcode.
When entering manually, find the desired department of the capital repair fund, using the TIN or current account number.
Enter the payer's personal account, payment period, and contribution amount.
Check the completed data.
Click the “Pay” button.
Take the check.

For performing a transaction through a Sberbank ATM, the client will be charged a commission fee of 0.5% of the amount. The final payment will be displayed including the commission.

What should I do if I cannot pay my debt?

Russian housing legislation clearly defines that all owners of residential premises contribute to the fund for capital repairs of apartment buildings.

If you do not have the financial ability to fulfill the legal obligation to pay contributions, you can deprivatize the apartment, that is, transfer it to the ownership of the municipality.

After completing this procedure, the municipality will pay for major repairs, and you will live in the apartment under a social tenancy agreement.

IMPORTANT! If the owner of the premises has nevertheless accumulated a debt on contributions, then in the event of the sale of an apartment or non-residential premises, or after the transfer of rights to this property to the heirs, the debt will pass to the new owners.

Therefore, it is necessary to use all opportunities to reduce the payment amount (contribution benefits) or submit documents to receive a subsidy from the social protection authorities.

Often citizens turn to one or another forum with questions: “I can’t pay for the capital repair fund.” If you have problems with payment, contact your management company or your HOA. They are interested in resolving the issue as quickly as possible and will provide you with the correct payment details.