Nuances of registering real estate transactions
Before submitting documents for registration through the MFC, the parties will have to go through the initial stages of the transaction. The seller and buyer agree on the price and other terms of the contract, prepare the text of the agreement (either independently or with the help of a lawyer) and sign it. By agreement, the buyer can transfer an advance or deposit, for which he receives a receipt.
A significant portion of housing transactions are now allowed to be concluded without notarization. It is only necessary in the following cases:
- The housing being sold is in shared ownership.
- Children are registered in the apartment that is the subject of the transaction.
- The property belongs to a minor owner.
- Legal representatives of incapacitated persons participate in the transaction.
In other situations, you can do without a notary. True, sometimes the participants in the transaction still turn to this specialist. With its help, you can reduce risks, eliminate errors in the contract, and even pay for your apartment. But these are additional expenses that not everyone is ready for.
After collecting documents and signing the agreement, it must be registered with Rosreestr. Without compliance with this condition, the contract will not have legal force. To register, you can choose one of several methods:
- Personally submit documents to the Registration Chamber.
- Send a request through the Government Services resource.
- Come to a convenient MFC branch.
People choose the latter option for several reasons. There are divisions of the Center in almost every city, and their services are in most cases free of charge. In addition, the organization operates on a “one-stop shop” principle. People don’t have to crowd in lines and collect the necessary documents from different authorities.
But there is one peculiarity. If the property is located in another cadastral district, the parties to the transaction will have to contact Rosreestr directly.
Nuances and difficulties
Standard registration of ownership of real estate does not involve a complex procedure. Difficulties may arise at the individual level, taking into account the nuances of the transaction.
For example, registration of an apartment in a new building is allowed only after the completed house is put into operation. The corresponding document must be submitted by the developer, who can also initiate the state registration procedure.
The share participation agreement is also drawn up in Rosreestr or MFC. However, the legislation emphasizes that such a document does not give ownership rights. In this case, registration only confirms the right to claim the designated apartment from the developer.
State registration of a mortgaged apartment is carried out according to the general procedure. In this case, the real estate receives the status of a collateral encumbrance. After paying off the mortgage, in order to remove it, you must re-apply to Rosreestr or the MFC.
The lease of real estate is registered if its term exceeds one year. In this case, a record of the temporary use of the property by the new owner is entered into the database.
Certain cases of state registration also do not involve registration difficulties. The main aspect that you should pay attention to is the availability of documents and payment of state fees. The rest of the procedure is carried out with the help of MFC employees.
The procedure for completing a transaction through the MFC
The procedure for registering a purchase and sale agreement (SPA) consists of the following stages:
- Preparation of necessary documents according to the list. Their exact list depends on the terms of the agreement (for example, whether children are involved in the transaction, whether mortgage funds are used to purchase the apartment).
- Make an appointment. Visitors have the right to take an electronic queue coupon directly to the MFC, but it is better to sign up the day before. You can make an appointment by phone, through the “My Documents” or “Government Services” portals.
- Submission of the contract and other documentation to the Center employee. At the end of the appointment, the specialist will issue a receipt and inform you of the approximate date of readiness.
On the appointed day, all you have to do is come to the Center and receive the completed documents. Each party is issued a registered DCT, as well as an act of acceptance and transfer of housing (if it was handed over for registration). In addition, the buyer receives an extract from the Unified State Register. The old certificate, which remains with the seller, is marked with o.
Methods of transferring ownership of an apartment
Article 209 of the Civil Code of the Russian Federation explains that written ownership of real estate allows a citizen to own and use the object.
The following methods are approved by law:
- contract of sale;
- gift agreement;
- notarized will;
- privatization of housing;
- annuity agreement;
- barter agreement;
- redemption of a share in a housing cooperative;
- the court's decision.
One of the most common ways to acquire ownership of an apartment is a purchase and sale agreement.
What documents need to be provided
When contacting the Center, the parties to the transaction must write an application requesting the service and submit the following documents:
- Passports of participants (originals with copies).
- Purchase and sale agreement (in triplicate). A sample contract is easy to find on the Internet. In addition, you can entrust its preparation to a notary or a specialist from a law office.
- A receipt confirming the fact of payment of the state duty.
- Extract from the Unified State Register (or certificate of ownership).
- The act of acceptance and transfer of the object (if drawn up).
- Consent to the transaction from the spouse (if its participant is married).
- Consent of the guardianship service (if a child is registered in the living space).
- Written consent of the co-owners (when selling a share in the apartment).
In cases where the preparation of documents is entrusted to third parties, a notarized power of attorney is required.
Features and list of documents for registration of ownership of an apartment in the MFC.
You can submit documentation to any territorial branch of the MFC, regardless of the owner’s residential address or the location of the property. MFC specialists are not lawyers and will not give you competent legal advice; their task is only to receive and issue documents.
When buying and selling secondary housing.
On a certain day, the parties simultaneously submit an application to formalize a transaction for the sale of an apartment at the MFC.
To register an apartment in Rosreestr you will need:
- Passports of the seller and buyer.
- Notarized power of attorney and passport of the authorized person, if the sale or purchase occurs with the participation of a representative.
- DCP, at least in triplicate. Their number is determined by the number of people participating in the purchase and sale. Plus one additional copy, which will remain in Rosreestr. Thus, if two sellers and two buyers are involved, then 5 originals must be submitted.
- State duty.
- Notarized consent of the spouse. Provided in original. This is necessary if the property was purchased during legal marriage. If it was received by gift or inheritance, consent is not required.
- A title document for the property, if the seller’s title is not registered with Rosreestr. This could be a registration certificate, a purchase and sale agreement before 1998, registered with the BTI. Provided in original (it will be returned later).
- Consent from the guardianship authorities if a minor or incompetent citizen is involved.
- Application from each party (filled out by an MFC employee).
An extract from the Unified State Register of Real Estate, a registration certificate, utility receipts - these are not necessary to register ownership of an apartment in Rosreestr. The buyer should have checked the legal purity of the transaction in advance.
Also, MFC employees will not be at all concerned about the issue of transferring money, whether it happened, when it will happen, how. Everything that the registration authority needs to know is described in the contract: either the settlement between the parties has been made in full, and no encumbrance arises during the purchase, or the settlement has not been made in full, and then the buyer will have an encumbrance along with the property. The property may be pledged by the seller or pledged by the bank.
You can submit an application to the MFC by appointment or on a first-come, first-served basis. At the center you will be given a receipt indicating that the papers have been accepted. It will indicate the deadline for receiving the result - an extract from the Unified State Register.
When registering an apartment in a new building.
When purchasing a home from a developer, you will have to draw up documents through the MFC 2 times: the first time - an equity participation agreement (DPA), the second time - the emergence of ownership rights.
Registration occurs only in relation to those objects, information about which is contained in the Unified State Register of Real Estate. If there is no object, then there cannot be a right. According to the DDU, the shareholder acquires the rights to claim the apartment, since it itself does not yet exist. The apartment is not registered, the apartment building is also not registered, there is only a plot of land. Under the agreement, the buyer formalizes a share in the common ownership of the land plot.
When registering a DDU, two parties are required to contact the MFC - a participant in shared construction and a representative of the construction company. Need to:
- DDU, at least in three copies.
- State duty. The shareholder and the developer pay 175 rubles each. If there are two shareholders, then the amount is divided into two.
- Passports of the parties and a notarized power of attorney from the developer’s representative.
- Mortgage agreement, if the investor borrows funds from the bank.
As a result, applicants will receive a DDU with a Rosreestr stamp. In the extract from the Unified State Register of Land Registers for the land plot, the name of the buyer will appear in the “copyright holders” section.
After the shareholder and the developer have signed the transfer and acceptance certificate, the shareholder independently applies to the MFC to register the property. The information is already in the register: the construction company ensures that the apartment building and all the premises in it are registered with the cadastral register even before the keys are issued.
To register ownership of an apartment in a new building through the MFC you need:
- The act of acceptance and transfer.
- Duty in the amount of two thousand rubles.
The DDU will not be needed , since it has already been registered with Rosreestr. As a result, the owner will receive an extract from the Unified State Register of Real Estate, which is proof of the registered right.
To formalize the donation of property.
The difference between a gift and a sale is that the recipient owes the donor absolutely nothing. Otherwise, this is no longer a gratuitous transaction, and under the guise of a deed of gift, another transaction occurs, which should not happen, in order to avoid recognizing it as invalid. But otherwise, the procedure for registering ownership of an apartment in Rosreestr using a deed of gift is similar to the purchase and sale.
To register ownership of an apartment through the MFC you will need:
- Deed of gift, minimum 3 copies.
- The state fee for the emergence of a right is 2000 rubles.
- Title documents for real estate, if the donor’s right is not registered with Rosreestr.
- Consent of the donor's husband/wife, certified by a notary.
Registration of a share in an apartment.
How to register ownership of a share in an apartment through Rosreestr:
- Contact a notary to certify the document on the basis of which you have ownership of the share. This can be a purchase or sale, a gift or an inheritance certificate. According to the law, alienation of a share in real estate occurs only through a notary. An exception is if, under one agreement, all shares are sold or donated at once, that is, the property is alienated entirely to one or several new owners. In this case, he may not be a notary.
- If you are buying a share, then for registration you will definitely need written evidence confirming that other owners with shares have waived their right of first refusal. The best option: the owners, in the presence of a notary, sign a waiver of the share that you are going to buy.
- To complete the transaction, in addition to the costs for notary services, you will need a state fee of 2,000 rubles.
- Additionally, the notarized consent of the spouse of the seller of the share for sale or gift may be required if it was acquired by the spouses during marriage (does not apply to inheritance and deed of gift).
- If all the necessary documents are available, the notary will personally submit an application to Rosreestr. Application review time is 1 day.
The result will be an extract from the Unified State Register of Real Estate, which must also be obtained from a notary.
If the notary is not involved in submitting the application to Rosreestr, the parties can independently contact the MFC; the list of required papers will not change.
The apartment was inherited.
If you have a notarized certificate of receipt of an inheritance, but the property is still not registered with Rosreestr. It is necessary to register an inheritance for the apartment through the MFC.
To do this, the heir must submit an application along with a certificate of inheritance and a fee in the amount of two thousand rubles.
The fee is divided by the number of heirs included in one notarial certificate. But if one heir received a certificate in 2012 for ½ share, and another, for example, in 2017, for the remaining ½ share, then each must pay a state fee of 2000 rubles, since the right arises on different basis documents.
Now notaries independently submit applications for registration. The heirs do not need to visit the MFC - the notary will do everything in the manner of interdepartmental interaction. The processing time in this case will be 1 business day.
Registration of redevelopment in the MFC.
To register changes in the cadastral plan, you need to provide the MFC:
- Application for amendments to the Unified State Register of Real Estate (filled out by a center employee).
- Technical plan.
The technical plan is a standard document with text and graphic information about the apartment. The technical plan is prepared by a cadastral engineer based on:
- Decisions of the local government body (LGU) on the approval of the redevelopment project, as well as the acceptance committee’s act on its implementation.
- Court decisions to legalize redevelopment if permission from the administration was not obtained before construction work.
There is no state duty to Rosreestr for registration of redevelopment.
Owner actions:
- order a redevelopment project;
- coordinate the Project with the compulsory medical insurance;
- carry out construction work;
- receive a certificate from the acceptance committee;
- order a technical plan from a cadastral engineer;
- submit the technical plan to Rosreestr for amendments;
- receive an extract from the Unified State Register of Real Estate.
To go to court, the owner will need a technical passport and a redevelopment project. After receiving a positive court decision, you will still need to order a technical plan to legitimize the changes in Rosreestr.
How much does the service cost?
Registration of a policy is a service that is subject to a fee. In 2019, its amount for citizens is 2,000 rubles, for organizations - 22,000 rubles. The procedure for paying expenses is determined by agreement of the parties, but usually they are assumed by the buyer.
There is no additional fee for MFC services. But in the process of preparing documents, other costs inevitably arise. For example, if the parties decide to have the contract certified by a notary, they will have to pay 0.5% of the cost of housing. This is only the state fee for the certificate; drafting the text of the contract and other additional services are paid separately.
Step by step registration procedure
To successfully conclude a transaction through the MFC, you must adhere to a certain algorithm of actions:
- Make an appointment at the multifunctional center.
- Prepare the necessary documentation for the purchase and sale of living space.
- At the appointed time, provide the MFC employee with papers to register the transaction. He checks documents for compliance with legal standards and for the absence of erasures and extraneous marks. If there is no doubt about the authenticity of the papers, the specialist accepts them.
- Get a receipt from the MFC employee, from which you can pick up the finished documentation.
- Receive a ready-made package of documents.
If the applicant cannot personally visit the MFC to pick up documents, a representative can come instead. You must first issue a power of attorney to act on behalf of the applicant.
If a participant in a transaction cannot fill out the paperwork on his own, a signatory can register ownership on his behalf.
You can make an appointment in the following ways:
- On the State Services website. To do this, you need to register on the website and create a personal account, in which the function of recording in the MFC will appear. Next, you need to choose a convenient date and time for your appointment.
- Through the MFC website in the region where the transaction is concluded. First you need to go to the state website and go to the electronic reception. From the list of cities, select your locality and the address of the nearest MFC. Next, fill out the column with personal data, indicate the reason for the application, for example, to submit documents. You can make an appointment 2 weeks before your appointment.
- By phone .
- Having received an electronic coupon at the office terminal. When the appointment time approaches, the applicant receives a signal - his ticket number will appear on the reception board.
After reception, the MFC employee checks the documents for errors, typos and erasures. Checks papers for compliance with the law. Next, the package of documents is transferred to Rosreestr for legal examination. Upon completion of the examination, the registrar makes an entry in the Unified State Register and the applicant receives ownership rights. The USRN extract indicates the owner’s details, address, description of the property and other necessary information.
Registration period
Registration of the DCP through the MFC is carried out within 10 working days. To this period it is worth adding three to four days, which are spent on shipping.
Delays are rare and are mainly caused by objective reasons. These could be errors in documents or problems with the property itself (for example, discovery of a double sale or litigation regarding an apartment). If the paperwork is delayed for a long time, you can file a complaint with the MFC or directly with Rosreestr.
Is it possible to draw up a purchase and sale agreement at the MFC?
The client has the right to use the service of drawing up an agreement in. To do this, come to the center with the following documents:
- passport of the seller, buyer;
- technical documents for the apartment;
- title documents for the apartment;
- apartment card;
- cadastral and technical passports.
Note! Execution time ranges from 1 hour to 3 business days, depending on the complexity of the transaction. Tariffs for drawing up a draft agreement can be found on the official website of the MFC.
Paying taxes in 2020
Since the beginning of 2020, changes have been made to Federal Law No. 382, which concerns the taxation of real estate transactions. According to the new rules, owners who purchased housing before the end of 2020 and have owned it for at least three years are exempt from having to pay personal income tax on the sale of the property.
The period established for the minimum ownership of residential space is extended to five years in the following cases:
- The alienation of property took place after the law was adjusted.
- The owner assumed his rights after January 1, 2020.
- The property was purchased under the DDU.
The legislation also provides for some other cases of tax exemption. For example, it is not paid if the deal is concluded by close relatives, if the seller received the housing as an inheritance, during the privatization process, or under a rental agreement.
You can now pay taxes, including on profits from the sale of housing, at the MFC. For this purpose, stationary terminals are installed in the departments. But for now the service is in test mode and is not available in all cities.
List of real estate that can be registered through the MFC
Through the multifunctional center it is possible to register different types of real estate. These include:
- house or parts of house;
- apartment or room;
- garage space;
- dacha under amnesty;
- land;
- industrial or non-residential premises.
Refusal of registration
In certain situations, Rosreestr employees have the right to refuse registration of DCP. Most often this happens when documents are provided incompletely or errors are detected. The application will also be rejected if the apartment is seized or is in collateral. In addition, sometimes discrepancies are found between the claimed and registered rights and additional verification is required.
Interested parties are informed in writing about the reasons for refusal. The applicant has the right to eliminate deficiencies and submit documents again or appeal the officials’ decision in court.
The procedure for registering ownership of real estate
Registration of a completed transaction is carried out in stages, in a strictly defined sequence. In general, actions should be performed in the following order:
- Preparation and submission of documentation to the MFC, where the employee checks the presence of all necessary papers and the absence of errors and corrections.
- Sending documents to a special organization, where a special examination will be carried out, highlighting the circumstances that do not allow the property to be registered as ownership.
- If there are no problems or inaccuracies, the relevant information is entered into the Unified State Register, and subsequently the applicant is issued a special certificate.
The following points may become an obstacle to registration of real estate rights:
- seizure of property or presence of other types of encumbrances;
- falsification of submitted data;
- discrepancies in information in submitted documents;
- unreliability of the information specified in the papers.
If such violations occur, the registration procedure will be refused, and the citizen will receive his application back.
Restoring PrEP through the MFC
If a copy of the policy is lost for some reason, you can try to restore it through the MFC. To do this, you need to write an application, present your passport, an extract from the Unified State Register and pay a fee. The state fee for issuing a duplicate is 350 rubles. The document will be ready 5 days after your request.
If it is impossible to obtain a copy of the agreement at the Center’s branch, you should try to contact another party to the transaction or the notary who certified the contract. If you purchase housing in a new building, you can request the necessary document from the developer.
Contacting the MFC will allow you to complete the purchase and sale of an apartment without wasting unnecessary time. If the documents are completed correctly, the registration process goes quickly and with maximum comfort.
What procedures are registered at the MFC?
In addition to the classic transaction for the purchase and sale of property, people who wish to transfer real estate as a gift or as an inherited property turn to the MFC. Each option involves carrying out certain manipulations and preparing required papers.
In addition to these two important points, people who wish to register the following changes are sent to the Center:
- completion of house construction;
- making changes to the layout of the apartment;
- transfer of property into the hands of a third party by court decision.
Such transactions may also require a package of mandatory documentation. In general, the procedure is quite similar to other options, but has its differences, primarily in the form of certain legal grounds, for example, exchange or privatization of housing, participation in shared construction. Verification of the received documentation may take up to 10 days, after which the citizen will receive a certificate of ownership of the property.
Approximate processing time
The multifunctional center does not independently register real estate. The documentation is forwarded to Rosreestr to register the termination of ownership of the previous owner.
The timing of the transaction is regulated by Part 1 of Art. 16 Federal Law No. 218. The following indicates the terms for consideration of applications for a particular service (in working days, from the date of application):
- 9 days – provision of state and municipal services under the state. registration of rights and documents attached to it;
- 7 days – state registration of rights and attached papers;
- 5 days – registration of rights to property with assignment of cadastral number, verification of attached documents;
- 7 days – registration of the property and the documents attached to it;
- 12 days – registration of property with the state. cadastral registration and state registration of rights with analysis of the attached documentation;
- 10 days – registration of rights to carry out state cadastral registration and state registration of rights;
- 5 days – registration of rights to exercise state registration of mortgage of residential premises and documents attached to it.
The exact date of receipt of the completed documents is indicated by the MFC employee. After the expiration of the period, the client can pick up the documents at any time. If the applicant does not come for the papers within the period specified in the receipt, his documents are transferred to Rosreestr for storage.
Is it possible to re-register a personal account in the MFC?
In 2020, you can get a maximum of 260 thousand rubles, which is 13% of two million rubles. Consequently, if a home was purchased, for example, for 2.7 million.
The action plan is as follows:
- Submit an application to the RCC to transfer the personal account to the name of the new owner of the apartment.
- Conclude an agreement for the maintenance of living space in the management company.
- Contact the power company.
- Re-register metering devices.
- Join the HOA by submitting an application.
Rent begins to be fixed from the moment the new owner is issued a certificate for a residential property.
Registration of real estate received by inheritance
Let's look at one of the most common situations, namely the case of registering living space that was inherited.
Currently there are several types of inheritance:
- according to a will drawn up in advance;
- according to the current legislative order.
In both cases, the basic document that will testify to your rights is a certificate of the right to inheritance, drawn up in a notary’s office.
To obtain such a document, you must contact a notary no later than six months after the death of the testator.
After the notary has studied all the details of the case, and when he can make sure that there are no other heirs, a Certificate will be issued after six months from the date of death of the testator.
Documents for registering property rights by inheritance
After you have entered into the right of inheritance of an apartment, house, etc., you must visit the MFC in order to formalize them; the package of documents required for this is slightly different.
- Statement
- Your civil passport (heir)
- Certificate confirming the right to inheritance
- Cadastral, technical passport
- Receipt for payment of state duty.
Remember! Without proper registration, no actions will be available with this residential area (purchase, sale, donation, etc.)
The list of documentation that you will need may be unified depending on the type of real estate (check with a specialist).
Re-registering the personal account of the apartment in your name
There are situations when real estate is located in a departmental building.
In this case, a further procedure will be possible if the residents have a positive decision that the apartment has passed into the personal use of the residents and has been removed from departmental subordination. In addition, there is another problem - the amount received for this property must be sufficient to be able to buy not one, but several apartments, each of which will go to one of the former co-owners.
Everyone knows what apartment prices are in Moscow, especially more or less decent ones.
Residents either give their consent to the process or refuse to participate in writing.
- Contact the BTI.
Special cases of registration actions
By law, all real estate transactions (including registration of ownership of an apartment, house, cottage, garage box or land) must be officially registered. Until a Rosreestr employee has made the appropriate entry in the register, the operation is considered not completed. Neither the signed agreement, nor the transferred money, nor the certification by a notary matters.
Buying and selling an apartment or house
After concluding the DCT and mutual settlements under the transaction, the parties must submit documents to the registration organization. In 2020, you can register ownership of an apartment in an MFC located in any district of the city.
The buyer and seller come together to the multifunctional center and hand over the transaction documents to the specialist. If some certificates do not have copies, the operator will make them himself. It is important that the cash receipt (if any) is not submitted for state registration, but the employee may be interested in the fact of settlements under the monetary policy.
After submitting the documents, 10 (5 if registration of ownership of the apartment is carried out with the participation of credit funds) days pass, after which the buyer becomes the new owner of the apartment. If a letter of credit or a bank safe was involved in the transaction, then the seller takes his stamped sample of the DCT with an extract from the Unified State Register and goes to the bank to gain access to the money. Registration of ownership of the apartment in the MFC was successful!
Share sales
Legal transactions with shared ownership are subject to notary approval (this applies not only to housing, registration of ownership of a land plot in shares will also take place with the participation of a notary), so participants draw up a written agreement with a notary, make mutual settlements, and only then come to the MFC. Notarization is a paid service, the cost of which is discussed privately.
In addition to the usual package of documents, the seller will need to provide handwritten purchase waivers from other co-shareholders. If the refusal contains a price higher than that specified in the DCT, the registration will be suspended for a month, and the co-owners of the property will be offered offers to buy a share at the new price.
Is it possible to re-issue utility service contracts through the MFC?
The recipient of the property deduction should familiarize himself with some rules:
- Only income tax payers can return 13%, i.e. people receiving official wages from which personal income tax is withheld, or conducting other activities subject to such tax.
- The deduction is provided to each person only once in his entire life.
- The total deduction amount is limited. In 2020, you can receive a maximum of 260 thousand rubles, which is 13% of two million rubles. Therefore, if housing was purchased, for example, for 2.7 million.
The use of such measures allows two separate families running a separate household to pay only according to their personal account, which makes it possible to resolve disputes about who consumes more.
This provision establishes the alienation of real estate in which tenants live and retain their right to use the premises after its sale to the buyer. There are situations when real estate is located in a departmental building.
In this case, a further procedure will be possible if the residents have a positive decision that the apartment has passed into the personal use of the residents and has been removed from departmental subordination. In addition, there is another problem - the amount received for this property must be sufficient to be able to buy not one, but several apartments, each of which will go to one of the former co-owners.
Everyone knows what apartment prices are in Moscow, especially more or less decent ones. We bought an apartment in a new building, but we are not allowed to open a personal account, what could be the reason for this? ○ What conditions determine the priority of actions?
The priority of actions for registration of utility services depends on the market in which the property was purchased - whether you are the owner of an apartment in a new building or the owner of a home purchased on the secondary market. In any case, the first step will be to contact the management organization - an intermediary between the owners and resource supply organizations (in old houses, the functions of the manager can be performed by the HOA). The second stage will be the conclusion or renewal of agreements for the supply of resources with the relevant companies.
We redecorated the apartment, what next? What needs to be changed when changing ownership to pay for housing and communal services through a personal account?
VKontakteFacebookTwitterOdnoklassnikiAfterwards, the new owner should take care of paying utility bills. This procedure takes time, but allows you to transfer the details to the name of the new owner, thereby finally completing the process of changing ownership.
A personal account is a unique digital combination assigned to each residential premises, regardless of the form of ownership. It contains information about:
- information about the availability of connected utilities;
- owner of the premises;
- other registered persons;
- data on the management and maintenance of an apartment building.
By personal account you can obtain information about payments made for consumed resources and related services.
Reference: the legally current legislation of the Russian Federation does not provide for such a concept as a personal account - it is rather a financial term.
Personal information can only be requested by the owner:
- By contacting the management company or HOA of the apartment building directly.
- By submitting an application to the MFC.
Information is issued upon presentation of an identity card and title papers proving ownership.
- Owner's full name.
- Public utilities.
- Address of the premises.
- Square footage of the apartment, number of rooms, number of floors.
- Information about registered persons.
The statement allows you to obtain information about the presence of debts on utility bills and their exact amount. Attention! The personal account is assigned to the apartment and the change of owner does not affect the number. The apartment belongs to the new owner and along with it the personal account - the digital combination does not change.
The law does not oblige you to draw up a new personal account, but experts advise changing the owner’s individual personal account afterward in order to protect yourself from claims from resource-saving organizations if the previous owner has unpaid debts on utility bills.