Garden plot for maternity capital

How can you legally buy a dacha using maternity capital?

The amount of maternal payment in 2020 will be about 455 thousand rubles. For this sum it is unrealistic to buy a good house in a working-class village, much less in a large city. Construction will also cost much more. Unless the purchase or construction takes place on the territory of a dacha society or cooperative. By law, you can spend a subsidy on capital construction or the purchase of a capital country house. Documents required to purchase a house outside the city in 2020:

• passports;
• statement;
• registration obligation;
• certificate for mother's money;
• contract for the purchase of a house;
• loan documents (as needed);
• confirmation of membership in the cooperative;
• charter of the dacha society (copies);
• details of contributions remaining outstanding.

Buying a dacha using maternity capital in 2020

This shows that all the conditions for buying a house are inextricably linked to each other. When wanting to purchase a country house, a family must understand that government agencies will look at many factors. For example, the availability of light in a country house, as well as the availability of gas and amenities. If they do not exist, then competent specialists will not give an affirmative answer to the use of maternal capital in this direction.

1. Preparation for consideration of the case in court. At this stage:

• an expert commission is invited to assess the condition of the house and issue a conclusion that it meets the required standards;
• with the received conclusion, they contact the SES in order to receive a certificate from them stating that the non-residential building complies with living standards;
• sent to the state agency for fire supervision (OGPN) with previously received documents in order to receive confirmation of compliance with fire standards in relation to a particular house;
• send a lawsuit to the court for the use of maternity capital for the purchase of a country house, transferred to the housing stock.

1. Judicial consideration of the case. At this stage, based on documents and logical arguments, they prove that the family needs to convert this house into a residential state.
2. Address assignment. After receiving a positive court verdict, the family applies to the address assignment authority.

Is it possible to sell a dacha purchased with maternity capital?

Any real estate paid for with maternal capital can be sold, but this raises the issue of mandatory children's shares. Before the sale, the owner is obliged to allocate to the children any part of the property. If this is not done, criminal and administrative liability arises. Today, the Pension Fund of the Russian Federation is not so zealously monitoring this allocation, and buyers do not always know how to check the property and its owner in order to understand whether money from maternity capital was involved.

Therefore, sellers still manage to sell real estate without children as owners. If the fraud is revealed, you will not only have to return the entire capital to the Pension Fund (without the possibility of re-registering it), but also pay a fine. Also, selling a house with violations can lead to lawsuits from your own children.

But it’s better not to do this and sell real estate according to the law. If there are children's shares in the housing, all transactions with it are supervised by the guardianship and trusteeship authorities (regardless of whether children are registered there or not). They control the path of the money received from the sale of the house. These funds can be:

• put into a bank account opened in the name of the child, the money will remain in this account until the owner comes of age (or is recognized as emancipated);
• be directed to the purchase of another premises that will be suitable for children, while the shares in the new and old real estate must correspond.

Maternity capital for the purchase of a dacha in SNT

In addition, she indicated that the loan agreement dated DD.MM.YYYY No. does not indicate which part of the borrowed funds was provided for the purchase of a garden house, and which for the purchase of a land plot, which makes it impossible to determine the cost of the purchased garden house.

Therefore, in order to avoid litigation, before deciding to purchase a dacha using maternity capital, you need to find out from the seller whether it has the status of a residential building. The presence of this status is confirmed by a certificate of ownership of residential premises!

Documents for registration

In order for the Pension Fund to allocate funds for the construction or purchase of a finished dacha, it is necessary to collect certain papers. They are submitted along with the application to the nearest Pension Fund office at the location of the future facility.

They can be submitted personally or through a representative. The official representative must have a notarized power of attorney for the right to represent interests. Documents can also be sent via mail. In this case, all photocopies must be certified by a notary.

In recent years, multifunctional centers have become popular, through which you can receive almost any public service. Including there you can submit documents for the disposal of maternity capital. The procedure for obtaining a decision will take several working days longer. This is due to the fact that it takes time to deliver papers to the Pension Fund and back.

Documents for purchasing a summer house

Along with the application, the following originals and photocopies are submitted to the Pension Fund:

1. Certificate holder passport.
2. The certificate itself.
3. Extract of ownership of the country house building.
4. Notarized obligation to allocate shares in the purchased real estate to all minor children and mother.
5. An agreement under which ownership of real estate is transferred to the certificate holder.
6. When applying for a mortgage, you also need to prepare certificates from the bank about the amount of debt, a loan agreement, an equity participation agreement and a certificate about the amount of debt.

After receiving the documents, the Pension Fund will give a written response about the decision made within a month.

Documents for building a summer house

When submitting an application to the Pension Fund for the construction of a country house on a plot of land, you need to prepare the following:

1. Applicant's passport.
2. Maternal certificate.
3. Documents of ownership of the land plot on which future construction is planned.
4. Permission from municipal authorities for construction.
5. An obligation certified by a notary to allocate a share to each family member.
6. Contract agreement if construction will be carried out by third parties.
7. Your bank account details if the construction will be carried out on your own.

When applying for construction, half of the capital amount must be indicated. This will be paid before work begins. After completion of construction work, you will need to re-apply to the Pension Fund with an application and documents for payment of the second half of the funds. And you will need to document the fact of the work performed.

Thus, we can conclude that you can purchase a dacha with maternity capital, but it must comply with the established standards for residential premises.

Is it possible to buy a dacha in SNT with maternity capital?

Olga Golodets stated this after a meeting of the Cabinet of Ministers last Thursday. The increase by the planned 5.5% or 22 thousand rubles, as previously predicted, did not happen; the question, as always, comes down to the budget, which has already become a little impoverished for the coming year.

Young families often wonder whether it is possible to buy a dacha with maternal capital. To give a full answer to this question, it is necessary to consider a number of aspects regarding the legality of using financial resources of maternity capital. First of all, the purpose of the state, which gives this money to parents for their second and subsequent children (in a one-time payment), is to help solve the problem of living space in the family. The targeted spending of maternity capital is within a fairly strict framework of legislation, and money can only be used for certain needs.

We recommend reading: How to create an encumbrance on an apartment

Is it possible to buy a dacha with maternity capital?

• A citizen turns to the body that deals with property issues. In Moscow, for example, this is the city property department. The authorized official requests the necessary documents from other authorities - Rosreestr, BTI and others.
• Based on the available information, a decision is made to transfer the premises to residential status. A conclusion is issued, which should be submitted to Rosreestr for entering information into the Unified State Register of Real Estate.

• for the purchase of residential premises;
• to build a house;
• reconstruction of an existing building;
• compensation for construction or reconstruction costs;
• to repay a mortgage loan;
• to pay the entrance fee to participate in a housing cooperative or other similar organization;
• to pay for shared construction.

Is it possible to buy a dacha with maternity capital?

Is it possible to buy a house using maternity capital in another region? The law does not prohibit this. The lawyer explains that in order to purchase a house using maternity capital, it does not matter on the territory of which constituent entity of the Russian Federation such real estate is located. The only requirement regarding the location of real estate is contained in clause 3 of Article 10 of the Federal Law “On additional measures of state support for families with children,” which indicates that residential premises purchased using funds (part of the funds) of maternity capital must be located on the territory of the Russian Federation.

Here is what Leonid Kozak says about this: “The list of directions for disposing of maternity capital does not indicate the possibility of purchasing a land plot. But if family members (spouse) already have a land plot intended for housing construction, then they can contact the bank to enter into a loan agreement to build a house on the land plot. And the obligations under this loan agreement can be repaid using maternity capital funds.”

Parental capital to improve living conditions

The item “improvement of living conditions” has a clear limitation by law. This includes home renovations, purchasing a finished home, and building a new home. A dacha is essentially not an object of individual housing construction. In order not to violate the law and purchase a summer cottage in accordance with all established standards, you must first familiarize yourself with all the points and provisions that relate to family capital.

You can only buy a residential building for maternity capital

In order for the state to allow the sale of family capital for the purchase of a dacha, it must be recognized as a residential building. To be assigned this status, you must prove that the conditions for year-round living meet all the necessary criteria.

The housing inspector must inspect the house and make the necessary decision. A dacha is considered a residential building if it meets the following requirements:

• accessible water supply;
• availability of electricity and heating;
• capitality of the foundation, walls, etc.;
• compliance with all sanitary conditions;
• the ability to register all family members;
• the property has been assigned a postal address;
• the deterioration of the premises should not exceed more than fifty percent;
• availability of developed transport infrastructure.

The fact that the dacha premises are recognized as suitable for living by a family with children is determined by the court. When choosing a dacha, you should ensure that it is not dilapidated or in disrepair, otherwise the Pension Fund will not allocate funds for the purchase of such a building. It is also necessary to remember that the purchased dacha plot must be located on the territory of the Russian Federation.

Is it possible to use maternity capital to buy a house in St.

So, if you want to buy a dacha with maternity capital, you need to find out from the seller whether the dacha has the legal status of a “residential building”? A certificate of ownership must be issued for it as a residential premises. If the dacha is recognized as a residential building, then you can safely buy it using federal funds.

Is it possible to buy a dacha with maternity capital? This is a concern for those families who have plenty of square meters of living space, but want to be able to recuperate in the fresh air. Whether the law provides for such use of maternity capital, we will answer in the article.

Registration procedure

Buying a dacha with maternity capital is not much different from buying it at your own expense. However, it has its own difficulties due to the fact that subsidies are transferred by the pension fund to the seller’s account within two months.

If the country house has the status of a residential building

When drawing up a purchase and sale agreement, you need to take the total amount and divide it into two parts, the first of which will be the cost of the house, and the second - the land plot. Only the purchase price of the house is paid from maternity capital. The cost of the land part must be paid immediately from your own savings.

Next, you need to send an application for the purchase of a residential building to the Pension Fund of the Russian Federation. For this you will need:

• passport;
• a document proving receipt of mat capital;
• the obligation to register the acquisition of property for all family members, confirmed by a notary.
• purchase and sale agreement.

The application is considered within 30 days from the date of its submission. If the decision is positive, the money is transferred to the seller’s account.

Is it possible to buy a dacha in SNT with maternity capital?

The principles here are the same as for buying a summer house using a subsidy . If there is even the slightest doubt that the Pension Fund will approve the transaction, you need to request a cadastral passport and carefully look at the status of the object and what it is equipped with.

Recognition of a dacha building as fit for permanent residence is carried out in court. If you comply with the above standards, you can spend maternity capital not only on the purchase, but also on the construction of residential premises in a dacha village in 2020. In order to comply with the legality of legal norms and at the same time register a dacha as the purchase of a residential building in 2020, you need to consult with professionals. You can do this on our website for free.

We recommend reading: Inheritance or donation, which is better?

Garden plot for maternity capital

Advice from lawyers:

1. Can I sell a garden plot purchased with the governor’s maternity capital?

1.1. Yes you can. This payment does not necessarily imply the transfer of ownership rights to children's housing, which subsequently makes this housing less liquid.

Did the answer help you?YesNo

Consultation on your issue

8

Calls from landlines and mobiles are free throughout Russia

2. Is it possible to buy a garden plot with maternity capital?

2.1. Hello, dear Rashit, no, of course, you cannot buy a plot of land with MSC funds, and any good luck to you in resolving your issue.

Did the answer help you?YesNo

2.2. Good day. You can’t use capital for federal funds, but for regional ones, it’s different everywhere, check the conditions with the social security service at your place of residence.

Did the answer help you?YesNo

2.3. Good day to you. No, the pension fund will not allow you to use maternity capital to buy a garden plot. Good luck and all the best.

Did the answer help you?YesNo

2.4. No, maternity capital can only be used for the purchase or construction of housing, education of children, pension provision and rehabilitation of disabled children. Law 256-FZ.

Did the answer help you?YesNo

3. Is it possible to sell a garden plot purchased with maternal regional capital?

3.1. Is it possible to sell a garden plot purchased with maternal regional capital? This is not prohibited by the legislation of your region.

Did the answer help you?YesNo

3.2. You can sell without problems if you have already registered ownership. Only to sell shares of children will you need the consent of the guardianship authority at your place of residence.

Did the answer help you?YesNo

4. We purchased a garden plot in SNT, built a house in 2013, by 2020 we registered the land and the house (as a residential one), registered in it and are still living there. We want to send funds from maternity (family) capital to receive compensation for the house we built, the Pension Fund said that we need to provide a building permit and an acceptance certificate. Is it possible for us to receive these documents now? It turns out that we built the house illegally and it may be recognized as unauthorized construction?

4.1. Once your house has been registered, you can get all the documents.

Did the answer help you?YesNo

5. Law on permitting the use of maternity capital for the construction of a residential building on a garden plot.

5.1. According to Article 7 of the Land Code of the Russian Federation, a garden plot can be classified as agricultural land. Or to the lands of populated areas, which is also common. The type of permitted use is most likely determined for your association as a whole (it follows from your question that this is a gardening association). That is, there are no obstacles in terms of obtaining approvals. Use of mat. capital for the construction (or completion) of a house occurs in accordance with 256-FZ of December 29, 2006 “On additional state support for families with children.” There are nuances. If you plan to pay a contractor under a contract, your estimate for the project must be verified by an authorized municipal body. If you are building on your own and want to receive a refund, collect sales and cash receipts. And one last thing. Building a house does not complete the procedure. It still needs to be registered with the cadastral register. To avoid problems here, it is necessary to comply with all the requirements for “planting” the house on the site and compliance with urban planning and sanitary standards. The easiest way is to request a GPZU (Urban Planning Plan for a Land Plot) from the local Department of Architecture, where the criteria and zones for placing the house will be indicated.

Did the answer help you?YesNo

6. They want to buy a garden plot from me using regional maternity capital in the Leningrad region. Is this legal and will I get in trouble?

6.1. Good afternoon. If the Pension Fund branch approves this deal, then there will be no problems.

Did the answer help you?YesNo

7. We want to use maternity capital to build a residential building on a garden plot, is this possible and what documents need to be collected, the child will be 3 years old in April, when will it be possible to apply to the Pension Fund?

7.1. Yes, you can use maternity capital in this way. Decree of the Government of the Russian Federation dated December 12, 2007 N 862 (as amended on May 31, 2018) “On the Rules for directing funds (part of the funds) of maternal (family) capital to improve housing conditions” RULES FOR DIRECTING FUNDS (PART OF FUNDS) OF MATERNAL (FAMILY) CAPITAL FOR IMPROVEMENT HOUSING CONDITIONS, paragraph two of clause 2 of these rules for the construction or reconstruction of an individual housing construction project, carried out by citizens without the involvement of an organization carrying out the construction (reconstruction) of an individual housing construction project, including under a construction contract (hereinafter referred to as the construction organization), as well as for compensation of costs incurred for the construction or reconstruction of an individual housing construction project in this way, by transferring the specified funds to the bank account of the person who received the certificate. Contact the Pension Fund of the Russian Federation now with an application for the issuance of a certificate for mat capital. In your case, age does not matter; you can manage funds for the purchase or construction of housing before the child reaches the age of three.

Did the answer help you?YesNo

8. Is it possible to use maternity capital for the construction of a residential building on a plot intended for gardening, i.e. in a dacha society?

8.1. In fact, no. It requires submission of permission to build a residential building, but in this case it simply will not be given - the status of the land plot simply will not allow this.

Did the answer help you?YesNo

9. Can I buy a plot with a house in a gardening partnership from my mother-in-law with maternity capital?

9.1. If you are going to purchase premises registered specifically as residential, then you can; Decree of the Government of the Russian Federation dated December 12, 2007 N 862 (as amended on May 31, 2018) “On the Rules for allocating funds (part of the funds) of maternal (family) capital to improve housing conditions” “” Approved by Decree of the Government of the Russian Federation dated December 12, 2007 N 862 "" RULES FOR DIRECTION OF FUNDS (PART OF FUNDS) OF MATERNAL (FAMILY) CAPITAL TO IMPROVE HOUSING CONDITIONS List of amending documents 1. These Rules establish the types of expenses for which funds (part of funds) of maternal (family) capital can be directed to improve housing conditions, the procedure for filing an application for the disposal of these funds and the list of documents required for consideration of the application, as well as the procedure and timing for the transfer of these funds. ""2. A person who has received a state certificate for maternity (family) capital (hereinafter referred to as the certificate) has the right to use funds (part of the funds) of maternity (family) capital: for the acquisition or construction of residential premises carried out by citizens through any transactions that do not contradict the law and participation in obligations (including participation in housing, housing construction and housing savings cooperatives), by non-cash transfer of the specified funds to the organization carrying out the alienation (construction) of the acquired (under construction) residential premises, or to an individual carrying out the alienation of the acquired residential premises, or to an organization, including a credit facility that provided funds for the specified purposes under a credit agreement (loan agreement); "" for the construction or reconstruction of an individual housing construction project carried out.

Did the answer help you?YesNo

10. How much does your contract for the purchase and sale of a house in a garden association cost? Is it possible to use maternity capital to buy a house on a plot in a garden partnership? One house boundary is 1 meter away from the neighbors’ fence, the other is 3 meters away. The house was put into operation yesterday. Documents received under dacha amnesty (Crimea). If in a year the plot is transferred from ST to IZH, will there be any problems with the house?

10.1. Good evening. 1. Yes, you can buy it. 2. There will be no problems. 3. The cost of drawing up an agreement must be discussed with a lawyer in personal messages or via the contacts below.

Did the answer help you?YesNo

10.2. You CANNOT buy a house in ST using maternity capital! You can only purchase residential buildings (apartments) located on the lands of settlements (settlements) with the type of permitted use - individual housing construction or for farming.

Did the answer help you?YesNo

11. Grandmother wants to re-register her land plot (privatized) in my name. There is also a small house there, but it is in very poor condition, can I use maternal capital to build a house on a garden plot for seasonal living!? Or it's not provided! Thank you!

11.1. Hello, the certificate can be spent on construction, if the child is over three years old and the plot for individual housing construction cannot be spent on the purchase of land.

Did the answer help you?YesNo

12. Is it possible to purchase a garden plot with maternity capital? I really need help, otherwise he is hanging like a dead weight. The child is under 3 years old.

12.1. No, you cannot buy a garden plot. Until three years are reached, only a mortgage. The MK is not a dead weight, after three you will use it.

Did the answer help you?YesNo

12.2. Hello! No, the acquisition of a land plot does not improve living conditions and therefore the pension fund will refuse to transfer mat capital funds for this transaction.

Did the answer help you?YesNo

13. Is it possible to purchase a share of a house located on a garden plot using maternity capital?

13.1. Hello. No, after purchasing the house, it must belong entirely to your family by right of ownership; in addition, certain requirements are also imposed on the house. It must be a permanent structure and also comply with SanPiN.

Did the answer help you?YesNo

13.2. Hello. A SHARE cannot be purchased with maternity capital at all. Only a whole living space is possible: a room, an apartment, a house.

Did the answer help you?YesNo

13.3. Good afternoon You can only purchase residential premises so that you can live there, and the house corresponds exactly to a residential building. Moreover, a share can only be purchased if, as a result of purchasing the share, the entire rest of the house becomes the property of the family.

Did the answer help you?YesNo

13.4. No, in this case you will not be able to purchase a house with maternity capital. You can only buy a residential house, not a garden house.

Did the answer help you?YesNo

13.5. Good day. No, this is not possible under current legislation. All the best and thank you for visiting the site.

Did the answer help you?YesNo

Consultation on your issue

8

Calls from landlines and mobiles are free throughout Russia

14. Tell me if I can use maternity capital to add an extension to the house. The plot of land is owned by a gardening partnership.

14.1. Hello Natalya No, you will not be able to use maternity capital to build an extension to your garden house. Thank you for visiting our website. Always happy to help! Good luck to you.

Did the answer help you?YesNo

14.2. Hello, Natalia! You will be able to use maternity capital funds to build an extension if the pension fund gives permission... contact the Pension Fund...

Did the answer help you?YesNo

14.3. No you can not. Maternity capital can only be used for the construction (reconstruction) of a residential building on settlement lands - individual housing construction.

Did the answer help you?YesNo

14.4. Maternity capital can only be used for the construction or reconstruction of a residential building. Judging by your question, we are talking about a garden house.

Did the answer help you?YesNo

15. Is it possible to invest maternal capital in the construction of a residential building on a garden plot, or is it possible to buy an apartment for a 16-year-old son and sell it after 18 years? Or what other options for investing maternity capital are there? Answer please! Thank you in advance.

15.1. Is it possible to invest maternity capital in the construction of a residential building on a garden plot? No, definitely, a garden plot is not suitable for using MK. Or is it possible to buy an apartment for a 16-year-old son and sell it after he turns 18? - it is possible for two or more children, depending on the situation, but it is not a fact that after the children turn 18 years old, they will agree to sell their own home, because it will no longer be yours, but theirs. Or what other options for investing maternity capital are there? —MK can be sent to the mother’s pension account in the Pension Fund.

Did the answer help you?YesNo

15.2. Hello Svetlana! Parents can spend maternity capital on: - housing, making it more comfortable for living: renovations, new furniture, bathrooms, - buying a plot of land to build a house. In the case where the family lives in rented housing. In this case, the land should be for individual housing construction, and not for agricultural purposes. - add to the purchase of a new apartment, - use it for educational purposes, - adapt the child in society, applies to disabled children, - increase the size of the mother’s pension (few people use this option, but it’s worth knowing that this is possible), - also taking into account the fact that the total family income is insignificant. The amount of maternity capital can be spent on purchasing a part/share of housing; you can get it in cash, but you won’t be able to buy a car.

Did the answer help you?YesNo

16. There is a garden plot. There is no house on the site. But there is a declaration about the existence of the house. Based on the declaration, Rosreestr issued a certificate for the house (there is no house). The citizen used maternity capital funds to purchase this non-existent house. Is this legal?

16.1. There is a garden plot. There is no house on the site. But there is a declaration about the existence of the house. Based on the declaration, Rosreestr issued a certificate for the house (there is no house). The citizen used maternity capital funds to purchase this non-existent house. Is this legal? This is a criminal offense - fraud with mat capital.

Did the answer help you?YesNo

17. The question is the following. There is a garden plot located within the city and a residential building built on it suitable for living all year round, with the possibility of registering in it. Can we use maternity capital to purchase this property?

17.1. Can we use maternity capital to buy this home? Only if the local pension fund gives you permission to buy this house, which I doubt.

Did the answer help you?YesNo

18. Can maternity capital be used to purchase a plot of land to build a house or buy a garden plot?

18.1. Unfortunately not possible.

Did the answer help you?YesNo

19. I want to buy a garden plot with maternity capital for 300,000 rubles. Is it possible to do this?

19.1. No, you can’t buy a charger on MK, but if you have a residential building, then you can.

Did the answer help you?YesNo

20. My husband and I built a house on a plot of 6 acres this year and put it into operation. Land category: Land in populated areas for gardening. Plot in a gardening community. The house and land are registered in the name of the husband. Can I use maternity capital to return the funds that were spent on building a house?

20.1. Yes, of course, the full package of documents necessary for this is on the pension fund’s website. If you need legal assistance, please contact us, everything can be done.

Did the answer help you?YesNo

Is it possible to buy a garden plot with regional maternity capital without waiting 2 years?

Is it possible to buy a dacha with a plot of land in a gardening partnership with maternity capital?

Is it possible to use maternity capital to purchase a garden plot with a non-residential building on it for the subsequent construction of a residential building.

Can I use my maternity capital to buy a garden plot? There is greenery. And is it possible to register there?

I have this situation. In 2001, the house burned down and my son and I were renting a house, we were still registered in that area, we had not been registered since 1997.

To obtain maternity capital for building a house, you need permission for our garden plot. What are needed to obtain a permit?

I have this question: my brother had maternity capital, they bought half a house from relatives, and after six months they canceled the deal.

Please, is it possible to buy a garden using maternal capital? (garden plot with house)

Is it possible to change the category of land for a garden plot that is owned?

My husband owns a garden plot in the Garden Non-Profit Partnership and a garden house.

Is it possible to sell a garden plot purchased with regional maternity capital?

Is it possible to buy a dacha with maternity capital?

1. The building must be registered as housing in accordance with the procedure established by law.
2. The dacha is equipped as a building suitable for all-season living, namely, it includes electrical and water supply, heating, and sewage systems.
3. There is the possibility of natural ventilation and lighting of the living area, and other parameters established by sanitary rules.
4. The structure must be located on Russian territory.
5. It is issued for all family members without exception, including persons under 18 years of age.
6. It is prohibited to purchase plots not intended for housing construction, as well as dilapidated or unsafe buildings and premises.

• the land plot is located within the administrative unit and has an actual postal address;
• at this address, municipal services register persons as permanent residents;
• the housing construction project must comply with SNiP regulating housing construction;
• communications are connected to the site or their installation is officially planned by local authorities;
• the plot is registered as a territory for housing construction.

Maternity capital for a house in SNT

We have seen that your land plot is located within the boundaries of a populated area, but with a designated use for gardening. Individual residential buildings cannot be built everywhere within the boundaries of a populated area, but only in certain zones. 1. Order a town planning plan for the land plot. Based on it, see what is allowed to build in this zone (primary and auxiliary, as well as conditionally permitted uses of the land plot are possible there).

That is, an unfinished or unregistered dacha will not be used for maternity capital. Due to the lack of legal ability for its owner to transfer to someone rights that legally did not arise for him. application for the allocation of MSC funds for participation in shared or other forms of construction; copies of the passports of the applicant and the participant in shared construction (this may also be the spouse of the owner of the MSK certificate); copies of children's birth certificates; agreement for participation in construction with the participation of MSC funds.

Purchase of buildings for capital in 2020

You can buy a dacha with maternity capital in the same way if it has the status of a residential building suitable for habitation.
If the documents for the house are missing or not properly executed, then it will be impossible to purchase such a building. Regardless of the technical conditions for living.

That is, an unfinished or unregistered dacha will not be used for maternity capital. Due to the lack of legal ability for its owner to transfer to someone rights that legally did not arise for him.

Purchasing a summer house during shared construction

When constructing residential buildings in the area of ​​dacha plots by a building cooperative, the owner of the MSK certificate can take part in shared or other type of construction.
In other words, you can buy a residential dacha with maternity capital and participate in the contract for its construction. To do this, you will need to submit the following documents to the Pension Fund:

• application for the allocation of MSC funds for participation in shared or other forms of construction;
• copies of the passports of the applicant and the participant in shared construction (this may also be the spouse of the owner of the MSK certificate);
• certificate for MSK;
• an agreement for participation in shared construction or an agreement for the assignment of rights of claim under an agreement for shared participation in construction;
• certificate of the balance of debt to the construction organization;
• details of the developer's account where the funds will be transferred.

Within 30 days, written notification of the results of the consideration of the application must be received.

If the answer is positive, then after 10 days the money will be transferred to the bank account of the developer or building society.

Download for viewing and printing:

Federal Law of December 29, 2006 No. 256-FZ “On additional measures of state support for families with children”

Housing Code of the Russian Federation

Buying a residential cottage

It will be possible to purchase a residential dacha without resorting to lending only after the second child turns 3 years old.
Previously, this could only be done if you had a targeted loan (mortgage). To purchase a residential dacha, the following must be submitted to the Pension Fund:

• application for transfer of funds to MSC;
• a copy of the applicant's passport;
• certificate;
• purchase and sale agreement for a residential property with the participation of MSC funds;
• certificate of the balance of debt to the seller;
• extracts from the Unified State Register;
• seller's bank account.

Important!
In the application itself for the transfer of funds to MSC, in no case should the target direction “purchase of a summer house” be indicated. Otherwise, the PF will definitely refuse. You need to write about improving your living conditions - purchasing a residential building. In any situation, it is better to resolve issues about the possibility of purchasing a summer house using maternity capital with the assistance of experienced, qualified lawyers.

In the case of purchasing residential premises using credit funds, the above package of documents must be accompanied by a loan agreement and a certificate of the balance of debt to the credit institution. The certificate is valid for a short period of time, so it is better to apply for it on the day of submitting documents for the MSC order or a few days before.

Maternal Capital for the Purchase of a Dacha in St.

What most Russians mean by the word “dacha” is usually something completely different – ​​a vegetable garden, a flower garden, garden plantings and a relatively strong and well-maintained barn. It is a barn, even if it looks very similar to a house in appearance and inside there is everything necessary for human recreation and Sunday visits to barbecue.

1. submitting an application to the Department of Architecture and Urban Planning to transfer the premises from non-residential to residential;
2. technical suitability and safety for living in compliance with current SNiP standards, confirmed by the relevant conclusion of the BTI or an independent expert institution (construction technical expertise);
3. assignment of an individual address with the possibility of registration as a place of permanent residence at this address.
4. the presence of a permanent structure;

Advice 1: Is it possible to spend maternity capital on buying a summer house?

First of all, the house must be located on land intended for individual housing construction (abbreviated as IZHS). Maternity capital cannot be used to purchase a building on land for summer cottage construction or gardening.

• statement from the certificate holder;
• certificate for maternal capital;
• copies of an identity document (passport);
• obligation to register the house as the property of all family members;
• marriage or divorce certificate (if there was one);
• Seller's bank account details.

I can buy a garden house and plot with matkapital

Maternity capital can be spent on improving the family's living conditions. This means that you can buy a house with a garden plot with it, but only if this house is residential. That is, the house must be located on a plot of land intended for individual housing construction, and the house itself is suitable for permanent residence. To do this, it must have all the necessary communications: water supply, electricity, sewerage, gas. There must also be an assigned postal address and permanent registration must be possible.

With a 99% probability, for the vast majority of garden plots and houses located on them, the Pension Fund will refuse to pay for the property using maternity capital funds. This is due to the fact that, according to current legislation, maternity capital can be used to purchase an object designated as a “residential building”, which, in turn, can only be located on the lands of settlements with the type of permitted use: individual housing construction, private plots and blocked residential development ( so-called townhouses).